<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Tammi Harris]]></title><description><![CDATA[GUY ETIENNE REALTOR WEBSITE]]></description><link>https://quinn605.wixsite.com/website-19/blog</link><generator>RSS for Node</generator><lastBuildDate>Fri, 19 Jun 2026 23:33:22 GMT</lastBuildDate><atom:link href="https://www.guyetiennerealtor.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Mortgage Debt Is High, But Equity Is Higher Chart]]></title><description><![CDATA[If you've seen headlines about mortgage debt reaching an all-time high, you might be wondering if it's a sign that the housing market is headed for trouble. It's a fair question. After all, when people hear "record debt," it sounds alarming. But context matters. Yes, Americans collectively owe more on mortgages than ever before. However, there are also more homeowners than ever before, home values have risen significantly over the last decade, and the overall housing market is much larger...]]></description><link>https://www.guyetiennerealtor.com/post/mortgage-debt-is-high-but-equity-is-higher-chart</link><guid isPermaLink="false">6a0f8daea2438924d10ad0ab</guid><pubDate>Thu, 21 May 2026 22:57:44 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_0b87b32bed584f7d8349a5080028b96e~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dr Guy Etienne</dc:creator></item><item><title><![CDATA[Newly Built Home Prices at 5-Year Low Chart]]></title><description><![CDATA[Here’s a more educational version that explains the why behind it: Newly built homes are becoming a more attractive option for buyers right now. As inventory has increased, builders are working harder to keep homes selling. Instead of letting properties sit on the market, many are offering incentives like mortgage rate buydowns, closing cost assistance, and other buyer-friendly perks. Pricing is shifting too. To stay competitive and move inventory, builders have been adjusting prices, which...]]></description><link>https://www.guyetiennerealtor.com/post/newly-built-home-prices-at-5-year-low-chart</link><guid isPermaLink="false">6a0f8ca58fa816dacc7cceae</guid><pubDate>Thu, 21 May 2026 22:55:59 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_7876b5126035497cb2275611cf6d2270~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dr Guy Etienne</dc:creator></item><item><title><![CDATA[Why So Many Homeowners Are Downsizing Right Now]]></title><description><![CDATA[For a growing number of homeowners, retirement isn’t some distant idea anymore. It’s starting to feel very real. According to Realtor.com and the Census, nearly 12,000 people will turn 65 every day for the next two years. And the latest data shows as many as 15% of those older Americans are planning to retire in 2026. And another 23% will do the same in 2027. If you’re considering retiring soon too, here’s what you should be thinking about. Why Downsize?Now's the perfect time to reflect on...]]></description><link>https://www.guyetiennerealtor.com/post/why-so-many-homeowners-are-downsizing-right-now</link><guid isPermaLink="false">6a0f8c21a2438924d10acdec</guid><pubDate>Thu, 21 May 2026 22:51:16 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_f5512a0f4b344ba696a8d904bc641763~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dr Guy Etienne</dc:creator></item><item><title><![CDATA[Four Ways Your Home Equity Can Work for You]]></title><description><![CDATA[You may have heard homeowners today have a lot of equity built up. But what does that really mean? Let’s break it down. Because your equity isn’t just a number, it’s a powerful asset that can help you take your next big step in life. How Much Equity Does the Typical Homeowner Have?Here’s how it works. As you pay down your loan and home prices rise through the years, the share of your home that you own free and clear grows. That’s your equity. And according to data from the Census and ATTOM,...]]></description><link>https://www.guyetiennerealtor.com/post/four-ways-your-home-equity-can-work-for-you</link><guid isPermaLink="false">6a0f8bddf0529c749996ab56</guid><pubDate>Thu, 21 May 2026 22:49:28 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2002d0_25eef94ba32341b8af50c5246cd48f19~mv2.webp/v1/fit/w_750,h_410,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dr Guy Etienne</dc:creator></item><item><title><![CDATA[Why Townhomes Are Popular with Today’s Buyers]]></title><description><![CDATA[Buying your first home can feel frustrating when the numbers don’t line up the way you expected. You may know you’re ready but finding something that fits your life and your budget is the hard part. That’s where townhomes come in. Townhomes are becoming a bigger part of today’s housing supply, and that shift is opening doors for first-time buyers in a way we haven’t seen in years. That’s because they offer a more realistic path to step into homeownership without stretching yourself too thin,...]]></description><link>https://www.guyetiennerealtor.com/post/why-townhomes-are-popular-with-today-s-buyers</link><guid isPermaLink="false">6a0f8b67b883334b04e140c2</guid><pubDate>Thu, 21 May 2026 22:48:11 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2002d0_4bab11efa7644888881287df717f87c1~mv2.jpg/v1/fit/w_1000,h_563,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dr Guy Etienne</dc:creator></item></channel></rss>